Finding The Right Credit Card For You Is As Easy As 1,2,3

Preferred Type of Credit Card?

How Much Do You Spend Monthly?

Do You Carry a Balance?

Citi Cards – Find the Card That is Right for You

There are a number of credit cards out there, and Citi cards are a just a few fish in the sea. However, it is important that you consider the incentives that can be offered from this company. They are more like a bank, offering cards backed by MasterCard and Visa rather than being an actual credit card company of their own. Below are a few of the different cards that are offered by Citi.

Cash Back and Rewards

Many of the Citi cards provide the users with an incentive system, whether it be in the form of receiving cash back or points that can be later traded in for merchandise or gift certificates. The most popular option for the general user is the Citi Platinum Select MasterCard. This card presents the cardholder with a 0% Annual Percentage Rate (APR) on balance transfers for the first 18 months, as well as 0% APR on purchases for the first 12 months. There is no annual fee to own the card. Protection against unauthorized purchases is another of the perks of this credit card.

Student Credit Cards

Citi cards offer six different types of credit cards for use by college students. This can be a great way to establish credit, as well as managing the financial responsibilities of going to school. Having an emergency credit card for unexpected expenses can be beneficial for those living away from home. All of these cards come with no annual fee, which is a plus for carrying a Citi card. The rates and perks associated can vary among the cards, so it is important to select one that will be best fit your needs. All options currently offer an introductory 0% APR for the first 7 months.

Small Business Cards

Citi provides small business owners with a few different solutions regarding credit cards. Depending on your needs, you should be able to find a card for you. Each small business card offered by Citi comes with a $75.00 annual fee, something to keep in mind when selecting the right credit card for you and your company. Some offer a reward system that allows you to accumulate and redeem ThankYou points when you make purchases on your card. If your business requires you to travel frequently, there are a couple of business cards that allow you to collect bonus miles, which can later be cashed in for airline tickets.

Related Information:

  1. A Review of Popular Citi Cards Read our review of popular Citi cards to see if they are right for you. Search, review and compare Citibank credit cards right here….
  2. Citi Cards Review and compare Citi Cards to choose the credit card that best serves your financial needs. Citi credit cards feature low interest rates and generous rewards. …
  3. Chase Credit Cards – A Review of the Top Offers Read our review of the leading Chase credit cards. Compare, review and apply online for the Chase credit cards that best suit your financial needs….
  4. Choosing The Best Credit Card Offers Read how you can avail your self to the very best credit card offers on the market. Search, compare and apply for credit card offers that best suit you….