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Discover Credit Cards

Discover Card is synonymous with rewards credit cards, most especially cash back bonus rewards. Now known as Discover Financial Services, Discover boasts over 50 million cardholders, and unlike other major credit card companies Visa and MasterCard, is primarily based in the United States catering to individual consumers, small businesses and large corporations.

Discover® More® Card


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. Signing up each time is free and easy.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

Escape by Discover® Card


  • Earn up to 0 in travel rewards–1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 20.99%*

Discover® More Card 18 Month Promotional Balance Transfer


  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. Signing up each time is free and easy.*

Discover® Open Road Card


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com

Miles by Discover® Card


  • Earn up to 0 in travel rewards–1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every you spend – Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% – 20.99%*

Discover® MotivaSM Card


  • Earn Cashback Bonus for your good credit managment
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% – 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com

Discover® Student Clear Card


  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% – 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you’ll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®

Discover® Student Tropical Beach Card


  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% – 18.99%*
  • 5% Cashback Bonus® in categories that change throughout the year like gas, groceries, restaurants, department stores and more. Signing up is free and easy each time. And you’ll earn 5% on up to the quarterly maximum*
  • Every single purchase automatically gets Cashback Bonus®

As you can plainly see as you compare the above listed credit card offers that Discover is committed to offering their cardholders some of the most generous cash back rewards programs available. And it’s no wonder they are so popular. Doesn’t it just makes sense to pay yourself first by taking advantage of cash rebates? There are certain goods and services that we need to purchase so why not use a Discover card and get cash rebates on most things?

In these trying economic times being able to stretch our consumer dollars as far as possible is more important now than it has ever been. With a Discover card you have access to hundreds of top online retailers that Discover credit cards has entered into a partnership with in order to give their cardholders cashback and/or discounts on their purchases.

They also feature low annual percentage rates and balance transfer options for those that qualify. The interest rate you qualify for will be based on your credit history. As with all credit card companies, the stronger the applicant’s credit score is, the lower their interest rate will be. Typically a credit score of 720 or higher is considered to be excellent and will be rewarded with the lowest interest rates.

If you currently have one or more credit cards with high interest rates then perhaps you should look into the balance transfer options that are offered. Transferring high interest balances is a great way to pay down principal while saving money on interest.

It is important that you take into account exactly what your specific credit needs are when you compare credit cards. Please take the time to carefully read the terms and conditions of the offers you are interested in and if you have any questions about any specific Discover credit cards do not hesitate to call and speak with an account representative.

Discover Cards – A Rewards Leader

Discover Financial Services is a leader in the area of credit card rewards. Discover cards offer some of the best rewards in the business. If you own a Discover Credit Card, you have more than just a credit card in your wallet. You have a way to save money whenever you use it.

Discover Card offers these benefits to students, business owners, and individuals. Each card has features that are specific to the user. For instance, business owners earn cash back rewards for gas purchases and points towards miles. A business that depends on travel will save hundreds, maybe thousands of dollars with the Discover rewards program.

As you can see by reading the details of the reviews above, Discover offers very generous rewards programs. Specifically, their cashback bonus rewards are the industry standard and have been for a long time.

Discover has partnerships with hundreds of retailers which allows them to offer cash back rebates on purchases on select goods and services that range anywhere from 1% all the way up to 20% on some special offers.

In addition to cash back rebates, discover also offers a variety of other rewards programs that earn cardholders gift cards, discounts, bonus points and a wide variety of other valuable perks and benefits.

As far as the cost of credit goes, the interest rates are quite competitive when compared to other credit card issuers. Banks and financial institutions that offer credit state their interest rates in the form of an annual percentage rate (APR).

As with any other form of credit, the applicants with the strongest credit ratings receive the most favorable interest rates. If an applicant has a credit score of 720 or better, chances are pretty good that they will receive the lowest interest rates available.

Most Discover card offers come with no annual fee. At a time when credit card issuers are becoming more and more clever at finding ways to charge their account holders, it is rather refreshing to see how Discover values their cardholders by not charging an annual fee.

We encourage you to take the time to identify what your specific credit needs are. By doing this before you apply you will find that locating the offers that best meet your financial needs will become much easier.

There certainly is no shortage of options to choose from. We are confident that you will find Discover credit cards that will serve your credit needs both now and well into the future.

Related Information:

  1. Discover Credit Cards – Offering a Variety of Cards To Meet Your Needs Discover credit cards offer a variety of cards to meet virtually every consumer’s needs. Search, compare and apply online for Discover cards….
  2. Discover Credit Cards – It’s All About The Rewards Take advantage of the generous rewards program that Discover credit cards offer….
  3. Discover Credit Cards – A Review of the Leading Offers Read our review of the top Discover credit cards including Discover More, Discover Open Road and Discover business cards. Compare and apply online….
  4. Discover Credit Cards Offer a Variety of Choices Search, compare and apply for the leading Discover credit cards right here. Choose the card that best suits your financial needs and apply online….