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Chase Credit Cards

When you apply for a credit card, whether it’s a business credit card or a consumer account, from JPMorgan Chase you know that you are availing yourself of all the power and resources that a world class financial institution has to offer.

Chase Freedom® Visa

  • Earn 0 Bonus Cash Back after you make 0 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to ,500 spent at gas stations and restaurants from 7/1/12 – 9/30/12

Ink BoldSM with Ultimate Rewards

  • Earn up to 50,000 bonus points – 25,000 after your first purchase, plus an additional 25,000 after you spend ,000 in 3 months – that’s 0 in rewards of your choice, or 5 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • No foreign transaction fees

Hyatt Credit Card from Chase

  • Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
  • Receive 1 Anniversary Award Night each year in category 1-4 properties
  • No foreign transaction fees and Smart Chip protection on international purchases

Southwest Airlines Rapid Rewards® Plus Credit Card FREE FLIGHT

  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more

Chase Sapphire PreferredSM

  • Earn 40,000 bonus points after you spend ,000 in the first 3 months – that’s 0 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM

InkSM Classic Business

  • Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend ,000 in the first 3 months!
  • 5X points per dollar on the first ,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first ,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel

Ink CashSM Business Card

  • Up to 0 cash back bonus – 0 cash back bonus after your first purchase, plus an additional 0 after you spend ,000 within 3 months!
  • 5% cash back on the first ,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first ,000 spent annually at gas stations and restaurants

British Airways Visa Signature Card®

  • You will get 50,000 bonus Avios after your first purchase
  • 25,000 bonus Avios after you make ,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional ,000 in purchases within the first year of account opening

Chase offers its clients services that include both personal and business banking, investment instruments, mortgages, loans for business and consumer needs, credit cards and much, much more. JPMorgan Chase is headquartered in New York, New York and currently counts millions of American consumers as their valued clients, as well as having operations in well over 50 countries around the world.

Before you apply for Chase credit cards, or any other offers for that matter, please take some time to give serious consideration as to exactly what you are looking for in a credit card. Also, it is very important that you take into account the cost of credit as well.

What we mean by this is that, as you well know, all credit cards have interest rates which are commonly referred to as chase credit cardsthe annual percentage rate (APR). When a cardholder carries a balance from one billing cycle to the next interest is charged as a cost of using the banks money.

This is one example of the cost of credit. If, however, you pay your balance in full each and every month then interest rates will not affect you because you will not be responsible for paying interest. It is also important to know that not all customers will not be offered the same interest rates.

The very lowest interest rates are reserved for those account holders that have the best credit histories. The reason for this is because they have proven themselves to be extremely creditworthy and responsible with the way they have handled the credit extended to them in the past. Put another way, they are a low risk for default.

Fees are another important consideration. Fees come in many forms including annual fees, balance transfer fees, cash advance fees, late payment fees and so on. Depending on the credit card offer some or all of these fees may apply.

It is very important that you read and understand the disclosure statement so that you know exactly what the terms and conditions are before you apply for Chase credit cards, or any other issuer’s for that matter. If you should have any questions about the offers then feel free to contact Chase. They will be more than happy to answer your questions.

Personal & Business Credit Cards from Chase

Chase personal and business credit cards are offered through JP Morgan Chase, a leading banking and financial services institution not only in the United States, but also in over 50 countries around the world. Chase provides services for individual consumers, small business and large corporations that are highly customized to meet the specific needs of their valued clients.

Before deciding which offer to apply for it is in your best interest to first take the time to identify what your specific credit needs are. In addition to that, you must also take into account the cost of credit.

The cost of credit comes in the form of interest rates and fees. The interest rate, often stated as the annual percentage rate (APR), is based on the Fed funds rate and underlying securities such as U.S. Treasury bills.

If you are in the habit of paying your bills in full at the end of every month then the interest rates will have no effect on you. Interest is only charged on outstanding balances.

Fees are, however, a different story. As you will notice some offers do not charge an annual fee while some do. Additionally, there may be other fees involved including late fees, cash advance fees, balance transfer fees and so forth.

To understand fully how interest rates are calculated and what the fees are and how much they cost, the prospective cardholder should carefully read the disclosure statement which contains the terms and conditions of the offer.

Credit card issuers including Chase credit cards offer both fixed rate and variable rate cards. Fixed rate means that the interest rate stays the same while variable rate means that they can be changed by the issuer at their discretion.

As a rule, the better the applicant’s credit rating is, the more favorable their interest rate will be. Some offers also come with an introductory rate of 0% APR for a limited time.

Rewards programs have become very popular amongst consumers and come in many forms. Cash back rebates, travel rewards and airline miles are the most well known. Take a look at the various rewards programs of each card and decide which, if any, may benefit you.

Some cards also offer bonus points and discounts on select purchases. Credit card issuers enter into partnerships with retailers and service providers to offer special deals to their account holders.

If you are interested in applying for any one of the Chase credit cards listed here then please review the details that accompanies that specific card. If you have any further questions we encourage you to contact Chase directly to speak with a representative.

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